Most home start or home care policies cover you for when you breakdown either at or within ¼ mile or some to 1/2 mile of your home. The basic aa car breakdown recovery policy offered may not cover you for these instances and only for breakdowns beyond this distance.
If you do a lot of mileage for your business you may want to consider business breakdown cover. It can cover you for any of your vehicles you declare to get you and your business on your way should an emergency occur.
The most common reason for a breakdown is a flat battery which is more common during the wet winter months. To prevent a callout from the breakdown cover patrolman, why not have your battery checked normally free of charge from certain car accessory shops.
Have you considered the possible costs of recovery if you do not have a aa car breakdown recovery agreement? Think about the call out charge and tow to local garage and then the possibility of not having any control over which garage you are taken t where you are open to the factor of trust with your final car repair bill.
It is true that many people if not most, never claim on their aa car breakdown recovery policy. But remember, it is this fact that keeps the prices down for you, allows a patrolman to be with you within the hour. Of course it will never happen to me syndrome always seem to happen when you are not protected.
Go to the main AA page to buy, compare or make a review