If you have made any modifications on your car that may have raised its value, make sure you inform the bmw e car car insurance company as it may increase your premiums or worse, not be insured.
If you want lower car insurance we can steer you in the right direction to find cover from our extensive list of insurance companies. Everyone wants to compete for your business by offering different benefits to your new insurance policy. Be wise and choose what suits you, not whta suits them
Some companies now offer child car seat replacement, which means they will replace your child's car seat after an accident even if there is no visible damage.
If you're involved in a road traffic accident that isn't your fault you have the right to claim back losses from the responsible party. This should not impact your no claims bounus as it was not your fault.
Making a claim will not automatically lose all your no claims bonus. Most insurers will relegate you only two years meaning if you had 5 years no claims then you would still have 3 years.