If you are involved in an accident do not discuss who was to blame as this could lead to complications for you and your insurance company. However you should still take down the facts of what occured.
If you are involved in an accident with an uninsured driver you should take their details, car registration and model and contact the police immediately.
You can reduce the risk of theft by parking off road on your driveway or garage,. Most insurers will offer up to a 5% discount if you do so. There are some insurers who claim to not inflate your premium due to where your vehicle is parked, but this may be subject to post code area.