Statistics show that women drivers are involved in less serious accidents compared to other drivers, so in many caeses as a group, often lower premiums are offered. There are now insurers who specialise in women drivers only.
Some companies offer insurance at lower premiums for specific groups less likely to have an accident, like women, who make less claims. Your premium is almost alway calculated on a risk factor even bmw its4me car insurance.
Drivers found driving without insurance can have their car impounded or even taken away to be destroyed. But even worse than that, should you have an accident, you caould be liable for that total amount of damage. And you also risk, getting a criminal record, should you be stopped by the police.
