If your car does not have an approved immobiliser fitted compare prices for cars that have fitted and unfitted. It might be cheaper to have one fitted than pay a higher premium over the comming years you own that vehicle.
If you need your car on a daily basis, choosing cover that provides a courtesy car while yours is off the road is a worthwhile option. In fact it may be essential. have a think if what your life would be like, should you not have access to a car. Remember, the accident may not be your fault.
You can reduce payments by offering a voluntary excess, but keep in mind not to offer a huge sum as you will need to meet it if you make a claim that is your fault. many think they will never make a mistake and it will only be someone else, but statistics shows otherwise.
In Most cases you cannot build up any No Claims Bonus by being a named driver on someone else's policy. Check for the exceptions, there are a few.
Steering locks and immobilisers are good ant-theft deterrents and may help reduce premiums if you use them. When searching for car insurance make sure you fill in the forms with all anti theft aids to get the best quote possible.
