Until your insurance company issues you with a cover note or a new policy then your car is not insured. That does not mean you need to have recieved your cover note. Many comapnies, give you instant cover, where the agreement is there imediatly.
If you are planning to cancel your policy you may lose out as you may lose that years no claims bonus and not recive any refund due to the cheap churchill car insurance for young driver refund policy. You can normally find a sliding scale of what you would recieve back as a refund. You may find this disapointing in most cases.
If you've had an accident don't get any repair work done until you have cleared it with your car insurance company first. It is possible to choose a car insurance company who have agreed car repairers, to save you driving around getting quotes. They normally gaurantee their work also.
Here at Financebam we think everyone should pay a fair price for car insurance, that's why we provide a list of insurers who offer affordable insurance. There are many varotaions to premiums though, based on your own personal driving history and car you drive.
