Many comprehensive insurance policies cover items like car audio systems, or roadside assistance. These can raise the premiums, so only get them on your policy if you really need them. Check out to see if your cheap first alternative car insurance, can give you a discount if you don't require them.
In Most cases you cannot build up any No Claims Bonus by being a named driver on someone else's policy. Check for the exceptions, there are a few. This could be an advantage for spouses or young drivers.
If you think you are paying too much for car insurance why not ask for a quote from some of our approved insurers. Most will try to beat your original quote and offer some sort of online discount. It is a very competative market out there.
Some companies now offer child car seat replacement, which means they will replace your child's car seat after an accident even if there is no visible damage.