If you were buying a new car you wouldn't buy the first car you see. Car insurance is no different you can save hundreds of pounds by shopping around.
If you are involved in an accident do not discuss who was to blame as this could lead to complications for you and your insurance company. However you should still take down the facts of what occured.
If you are planning to cancel your policy you may lose out as you may lose that years no claims bonus and not recive any refund due to the cheap its4me car insurance online refund policy. You can normally find a sliding scale of what you would recieve back as a refund. You may find this disapointing in most cases.
Always read the small print on your car insurance policy to see just what is and isn't covered.If you are unsure about anything ask! Idealy before you buy your next cheap its4me car insurance online policy, they are there to help you.
In Most cases you cannot build up any No Claims Bonus by being a named driver on someone else's policy. Check for the exceptions, there are a few. This could be an advantage for spouses or young drivers.