You may qualify for a no claims discount from your car insurance provider if you have been driving for a year or more and haven't made a claim. However cheap local broker car insurance uk companies can be different about how much discount they will offer over future years, sometimes offering different discount rates as a full no claims bonus.
Statistics show that women drivers are involved in less serious accidents compared to other drivers, so in many caeses as a group, often lower premiums are offered. There are now insurers who specialise in women drivers only.
Always read the small print on your car insurance policy to see just what is and isn't covered.If you are unsure about anything ask! Idealy before you buy your next cheap local broker car insurance uk policy, they are there to help you.
Making a claim will not automatically lose all your no claims bonus. Most insurers will relegate you only two years meaning if you had 5 years no claims then you would still have 3 years.
When making a claim have as many details with you as possible including your policy number and a crime reference number if you have one.