You may qualify for a no claims discount from your car insurance provider if you have been driving for a year or more and haven't made a claim. However cheap marks spencer car insurance uk companies can be different about how much discount they will offer over future years, sometimes offering different discount rates as a full no claims bonus.
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If you're a learner or new driver chances are you are going to pay more for your car insurance than if you have earned some no claims bonus. We realise this, so we are trying our best to provided he top cheap marks spencer car insurance uk providers to get you the best deals available.
Making a claim will not automatically lose all your no claims bonus. Most insurers will relegate you only two years meaning if you had 5 years no claims then you would still have 3 years.
Remember any claim made against your insurance company may affect your no claims discount and could lead to higher premiums. You can sometimes protect your no claims with an optional premium. make sure this is transferable to other companies though.
