Buying your cheap more than car insurance quote for one or two named drivers could be cheaper than having it insured for any driver. Although some policies automatically apply this after you have raeched a ceratin age or earned a certain no claims bonus.
It's a common misconception that having fully comprehensive insurance means you can drive any car. Unless your insurance states you're allowed to drive other cars then you cannot. when purchasing your next car insurance policy, check to see if you can drive someone else's car.
If you think you are paying too much for car insurance why not ask for a quote from some of our approved insurers. Most will try to beat your original quote and offer some sort of online discount. It is a very competative market out there.