Even if you find a cheaper quote than your existing insurance it's worthwhile telling your existing insurers to see if they will match or better the offer.
If you are involved in an accident do not discuss who was to blame as this could lead to complications for you and your insurance company. However you should still take down the facts of what occured.
Statistics show that women drivers are involved in less serious accidents compared to other drivers, so in many caeses as a group, often lower premiums are offered. There are now insurers who specialise in women drivers only.
If you are planning to cancel your policy you may lose out as you may lose that years no claims bonus and not recive any refund due to the cheap norwich union car insurance uk refund policy. You can normally find a sliding scale of what you would recieve back as a refund. You may find this disapointing in most cases.
You can reduce payments by offering a voluntary excess, but keep in mind not to offer a huge sum as you will need to meet it if you make a claim that is your fault. many think they will never make a mistake and it will only be someone else, but statistics shows otherwise.