Most companies offer three types of insurance cover Comprehensive, Third party fire and theft and third party make sure you choose the one that suits your needs best. However cars valued at over £5000 normally can only be insured on a comprehensive policy.
Every region in the UK is risk assessed by car insurance companies, so even if you are a careful driver you may pay more on your premiums because of where you live.
Always remember to lock your car, if it's stolen while unlocked your car insurance company may invariably refuse your claim. Do not forget this rule may also apply to your belongings too.
Older drivers of 70 and over must complete a medical insurance form every three years that confirms they are still fit to drive. Sometimes their insurance premiums may also rise as there is a higher risk of accidents over th age of 70.
If you were buying a new car you wouldn't buy the first car you see. Car insurance is no different you can save hundreds of pounds by shopping around.
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