You may qualify for a no claims discount from your car insurance provider if you have been driving for a year or more and haven't made a claim. However cheap saga car insurance online companies can be different about how much discount they will offer over future years, sometimes offering different discount rates as a full no claims bonus.
If you are planning to cancel your policy you may lose out as you may lose that years no claims bonus and not recive any refund due to the cheap saga car insurance online refund policy. You can normally find a sliding scale of what you would recieve back as a refund. You may find this disapointing in most cases.
No claims bonuses accrued through driving a company car normally won't be valid if you change to private insurance. Unless the policy os your own and not aquired through your employer. If you currenly drive a company car and are thinking about leaving the company, then why not get some quotes today?
Young drivers under twenty five could consider being placed on their parent's policy as a named driver, as insurance costs for young drivers can be high. However in most cases they will not be able to build up their own no claims bonus. Some insurers will not insure someone who is not the registered owner of the car also.
