If you want lower car insurance we can steer you in the right direction to find cover from our extensive list of insurance companies. Everyone wants to compete for your business by offering different benefits to your new insurance policy. Be wise and choose what suits you, not whta suits them
If you're involved in a road traffic accident that isn't your fault you have the right to claim back losses from the responsible party. This should not impact your no claims bounus as it was not your fault.
Voluntary excess is an agreement you make with the policy provider to pay a higher percentage of excess at the time of an insurance claim. This also means it would be unlikely you would make a claim for a small amount of cash and risk losing your no claims bonus.
New drivers could look for deals where one years no claims bonus is given after ten months safe driving. However you should always weigh this up against the quote for other car insurance suppliers, to ensure your really are saving money.
Even if you have had a poor quote from an insurer previously, try them again as sometimes their pricing structures change.
