Statistics show that women drivers are involved in less serious accidents compared to other drivers, so in many caeses as a group, often lower premiums are offered. There are now insurers who specialise in women drivers only.
In Most cases you cannot build up any No Claims Bonus by being a named driver on someone else's policy. Check for the exceptions, there are a few. This could be an advantage for spouses or young drivers.
Some types of modifications to your vehicle may affect your next car insurance premium. This could incude items such as body spoilers, alloy wheels, modified suspension, engine modifications and even sat nav.
In some cases if you add a second driver it can cost you more, especially if that driver is young or has a bad driving record. There are many policies, where if the driver you are adding has as good of record as you, may not cost you anymore.
When making a claim have as many details with you as possible including your policy number and a crime reference number if you have one.