If you only drive a limited number of miles each year inform your cheaper direct line car insurance quote of your typical yearly mileage whislt filling in the online form and they may offer you a lower quote.
Always read the small print on your car insurance policy to see just what is and isn't covered.If you are unsure about anything ask! Idealy before you buy your next cheaper direct line car insurance quote policy, they are there to help you.
In Most cases you cannot build up any No Claims Bonus by being a named driver on someone else's policy. Check for the exceptions, there are a few.
Some companies now offer child car seat replacement, which means they will replace your child's car seat after an accident even if there is no visible damage.
If you're involved in a road traffic accident that isn't your fault you have the right to claim back losses from the responsible party. This should not impact your no claims bounus as it was not your fault.