If you are buying a second car, your no claims discount may only apply to your first car, but you may still get a lower car insurance quote if you have not made a claim previously and use that car insurance company for your first car.
If you have previously been banned or currently have lots of penalty points you can still get insurance but most likely at a higher rate.
We have lots of different deals available regarding car insurance, why not see the advertised car insurance providers can get you on the road at a premium that is right for you.
You can reduce the risk of theft by parking off road on your driveway or garage,. Most insurers will offer up to a 5% discount if you do so. There are some insurers who claim to not inflate your premium due to where your vehicle is parked, but this may be subject to post code area.
In some cases if you add a second driver it can cost you more, especially if that driver is young or has a bad driving record. There are many policies, where if the driver you are adding has as good of record as you, may not cost you anymore.