If you are buying a second car, your no claims discount may only apply to your first car, but you may still get a lower car insurance quote if you have not made a claim previously and use that car insurance company for your first car.
You can reduce payments by offering a voluntary excess, but keep in mind not to offer a huge sum as you will need to meet it if you make a claim that is your fault. many think they will never make a mistake and it will only be someone else, but statistics shows otherwise.
If you think you are paying too much for car insurance why not ask for a quote from some of our approved insurers. Most will try to beat your original quote and offer some sort of online discount. It is a very competative market out there.
Even if you haven't had car insurance in your own name before you could save money, as some companies offer an introductory discount or may take an existing driving history into account. This may be applicable if you have previously driven on your spouses policy or parents.
