If your car does not have an approved immobiliser fitted compare prices for cars that have fitted and unfitted. It might be cheaper to have one fitted than pay a higher premium over the comming years you own that vehicle.
Many comprehensive insurance policies cover items like car audio systems, or roadside assistance. These can raise the premiums, so only get them on your policy if you really need them. Check out to see if your cheaper motorquote direct car insurance quote, can give you a discount if you don't require them.
You can reduce payments by offering a voluntary excess, but keep in mind not to offer a huge sum as you will need to meet it if you make a claim that is your fault. many think they will never make a mistake and it will only be someone else, but statistics shows otherwise.
Remember any claim made against your insurance company may affect your no claims discount and could lead to higher premiums. You can sometimes protect your no claims with an optional premium. make sure this is transferable to other companies though.
