If you are involved in an accident with an uninsured driver you should take their details, car registration and model and contact the police immediately.
Any penalty points you have previously accumulated must be declared to your new insurance company. If you buy a new car insurance policy and do not declare these points, you may risk not being insured should you need to amke a claim.
Young drivers under twenty five could consider being placed on their parent's policy as a named driver, as insurance costs for young drivers can be high. However in most cases they will not be able to build up their own no claims bonus. Some insurers will not insure someone who is not the registered owner of the car also.
