If you are buying a second car, your no claims discount may only apply to your first car, but you may still get a lower car insurance quote if you have not made a claim previously and use that car insurance company for your first car.
Every region in the UK is risk assessed by car insurance companies, so even if you are a careful driver you may pay more on your premiums because of where you live.
Some companies now offer child car seat replacement, which means they will replace your child's car seat after an accident even if there is no visible damage.
Any penalty points you have previously accumulated must be declared to your new insurance company. If you buy a new car insurance policy and do not declare these points, you may risk not being insured should you need to amke a claim.
