If you have previously been banned or currently have lots of penalty points you can still get insurance but most likely at a higher rate.
Even if you haven't had car insurance in your own name before you could save money, as some companies offer an introductory discount or may take an existing driving history into account. This may be applicable if you have previously driven on your spouses policy or parents.
Some types of modifications to your vehicle may affect your next car insurance premium. This could incude items such as body spoilers, alloy wheels, modified suspension, engine modifications and even sat nav.
Until your insurance company issues you with a cover note or a new policy then your car is not insured. That does not mean you need to have recieved your cover note. Many comapnies, give you instant cover, where the agreement is there imediatly.
No claims bonuses accrued through driving a company car normally won't be valid if you change to private insurance. Unless the policy os your own and not aquired through your employer. If you currenly drive a company car and are thinking about leaving the company, then why not get some quotes today?
