If you've had an accident don't get any repair work done until you have cleared it with your car insurance company first. It is possible to choose a car insurance company who have agreed car repairers, to save you driving around getting quotes. They normally gaurantee their work also.
Drivers found driving without insurance can have their car impounded or even taken away to be destroyed. But even worse than that, should you have an accident, you caould be liable for that total amount of damage. And you also risk, getting a criminal record, should you be stopped by the police.
If you are planning to cancel your policy you may lose out as you may lose that years no claims bonus and not recive any refund due to the direct line car insurance rate refund policy. You can normally find a sliding scale of what you would recieve back as a refund. You may find this disapointing in most cases.
