If you are buying a second car, your no claims discount may only apply to your first car, but you may still get a lower car insurance quote if you have not made a claim previously and use that car insurance company for your first car.
Your car insurance premiums may cost less if you keep your car in a garage, or a secure off street location overnight. The postcode where you live may also affect your final premium quote.
You should be aware that if you only have third party insurance you are not covered if your car is stolen or if you have an acciden that is your fault. Some car insurance companies do not offer third party only options.
Some companies now offer child car seat replacement, which means they will replace your child's car seat after an accident even if there is no visible damage.
Remember any claim made against your insurance company may affect your no claims discount and could lead to higher premiums. You can sometimes protect your no claims with an optional premium. make sure this is transferable to other companies though.
