If you are a new driver and looking for your first ford local broker car insurance policy, it may be possible to get a discount if you have completed the Pass Plus driving programme. Check to see if it is included on the application form online.
You can reduce payments by offering a voluntary excess, but keep in mind not to offer a huge sum as you will need to meet it if you make a claim that is your fault. many think they will never make a mistake and it will only be someone else, but statistics shows otherwise.
If you are making a claim and have comprehensive coverage some companies try and settle the claim within 5-7 days. Why not see if your next car insurance policy has a statement online of how long a ford local broker car insurance claim normally takes to complete.