If you are a new driver and looking for your first ford saga car insurance policy, it may be possible to get a discount if you have completed the Pass Plus driving programme. Check to see if it is included on the application form online.
Most companies offer three types of insurance cover Comprehensive, Third party fire and theft and third party make sure you choose the one that suits your needs best. However cars valued at over £5000 normally can only be insured on a comprehensive policy.
If you need your car on a daily basis, choosing cover that provides a courtesy car while yours is off the road is a worthwhile option. In fact it may be essential. have a think if what your life would be like, should you not have access to a car. Remember, the accident may not be your fault.
Although it's cheaper to have third party fire and theft, if you drive a more expensive car make a comprehensive policy may offer more protection for any damage to your vehicle. Many companies do not allow third party insurance for cars over a specific value for your protection.
Always remember to lock your car, if it's stolen while unlocked your car insurance company may invariably refuse your claim. Do not forget this rule may also apply to your belongings too.
