Do not just stick to your current insurance company because they've given you good deals in the past, it still pays to shop around as cheaper deals may be available. So when it is time to renew, visit Financebam for high points e car car insurance.
Most companies offer three types of insurance cover Comprehensive, Third party fire and theft and third party make sure you choose the one that suits your needs best. However cars valued at over £5000 normally can only be insured on a comprehensive policy.
In Most cases you cannot build up any No Claims Bonus by being a named driver on someone else's policy. Check for the exceptions, there are a few. This could be an advantage for spouses or young drivers.
In some cases if you add a second driver it can cost you more, especially if that driver is young or has a bad driving record. There are many policies, where if the driver you are adding has as good of record as you, may not cost you anymore.