The cost of your next motor insurance policy quote will vary depending on your occupation, where you live, type of car, and size of engine not to mention your previous driving record. However by shopping around here on Financebam you could save more than just accepting your first quote.
Your car insurance premiums may cost less if you keep your car in a garage, or a secure off street location overnight. The postcode where you live may also affect your final premium quote.
If you have expensive in car entertainment make sure your car insurance policy provides enough cover to meet the cost of replacing it and it has been declared on the application form, if it is not standard equipmenty in that car.
If you have previously been banned or currently have lots of penalty points you can still get insurance but most likely at a higher rate.
Remember any claim made against your insurance company may affect your no claims discount and could lead to higher premiums. You can sometimes protect your no claims with an optional premium. make sure this is transferable to other companies though.
