Here at Financebam we think everyone should pay a fair price for car insurance, that's why we provide a list of insurers who offer affordable insurance. There are many varotaions to premiums though, based on your own personal driving history and car you drive.
If you are involved in an accident with an uninsured driver you should take their details, car registration and model and contact the police immediately.
You can reduce the risk of theft by parking off road on your driveway or garage,. Most insurers will offer up to a 5% discount if you do so. There are some insurers who claim to not inflate your premium due to where your vehicle is parked, but this may be subject to post code area.
If you own a "classic car" you may be able to get cheap insurance if you only do limited mileage each year. Often many companies have special rates for thsi type of vehicle especially if it is not your main car.
A lot of car insurance companies are now looking at customer's credit ratings, so if you have a good credit score you may benefit from lower premiums.
