If you are planning to cancel your policy you may lose out as you may lose that years no claims bonus and not recive any refund due to the instant endsleigh car insurance quote refund policy. You can normally find a sliding scale of what you would recieve back as a refund. You may find this disapointing in most cases.
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If you're involved in a road traffic accident that isn't your fault you have the right to claim back losses from the responsible party. This should not impact your no claims bounus as it was not your fault.
