Some companies now offer child car seat replacement, which means they will replace your child's car seat after an accident even if there is no visible damage.
If you're involved in a road traffic accident that isn't your fault you have the right to claim back losses from the responsible party. This should not impact your no claims bounus as it was not your fault.
Drivers found driving without insurance can have their car impounded or even taken away to be destroyed. But even worse than that, should you have an accident, you caould be liable for that total amount of damage. And you also risk, getting a criminal record, should you be stopped by the police.
Did you know that if you drive abroad your fully comprehensive insurance could be downgraded to basic third party. So if you intend to drive abroad you may want to take out extra cover.
Older drivers of 70 and over must complete a medical insurance form every three years that confirms they are still fit to drive. Sometimes their insurance premiums may also rise as there is a higher risk of accidents over th age of 70.
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