If you have expensive in car entertainment make sure your car insurance policy provides enough cover to meet the cost of replacing it and it has been declared on the application form, if it is not standard equipmenty in that car.
If you're involved in a road traffic accident that isn't your fault you have the right to claim back losses from the responsible party. This should not impact your no claims bounus as it was not your fault.
Some types of modifications to your vehicle may affect your next car insurance premium. This could incude items such as body spoilers, alloy wheels, modified suspension, engine modifications and even sat nav.
