If you need your car on a daily basis, choosing cover that provides a courtesy car while yours is off the road is a worthwhile option. In fact it may be essential. have a think if what your life would be like, should you not have access to a car. Remember, the accident may not be your fault.
You can reduce payments by offering a voluntary excess, but keep in mind not to offer a huge sum as you will need to meet it if you make a claim that is your fault. many think they will never make a mistake and it will only be someone else, but statistics shows otherwise.
Any penalty points you have previously accumulated must be declared to your new insurance company. If you buy a new car insurance policy and do not declare these points, you may risk not being insured should you need to amke a claim.
No claims bonuses accrued through driving a company car normally won't be valid if you change to private insurance. Unless the policy os your own and not aquired through your employer. If you currenly drive a company car and are thinking about leaving the company, then why not get some quotes today?
We have a list of various providers of motor insurance who claim to supply you with quotes that won't cost the earth