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Buying your learner driver the idol car insurance for one or two named drivers could be cheaper than having it insured for any driver. Although some policies automatically apply this after you have raeched a ceratin age or earned a certain no claims bonus.
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You can reduce the risk of theft by parking off road on your driveway or garage,. Most insurers will offer up to a 5% discount if you do so. There are some insurers who claim to not inflate your premium due to where your vehicle is parked, but this may be subject to post code area.