You may qualify for a no claims discount from your car insurance provider if you have been driving for a year or more and haven't made a claim. However low cost norwich union car insurance quote companies can be different about how much discount they will offer over future years, sometimes offering different discount rates as a full no claims bonus.
If you have previously been banned or currently have lots of penalty points you can still get insurance but most likely at a higher rate.
All cars are classified into an insurance group. The higher the number category your car is in the more you will pay for insurance. These Classes can be for various reasons, but the most common is engine size. The bigger the engine, the higher the insurance group.
When making a claim have as many details with you as possible including your policy number and a crime reference number if you have one.
If you own a "classic car" you may be able to get cheap insurance if you only do limited mileage each year. Often many companies have special rates for thsi type of vehicle especially if it is not your main car.
