If you are a new driver and looking for your first nationwide car insurance online policy, it may be possible to get a discount if you have completed the Pass Plus driving programme. Check to see if it is included on the application form online.
If you are involved in an accident with an uninsured driver you should take their details, car registration and model and contact the police immediately.
Even if you haven't had car insurance in your own name before you could save money, as some companies offer an introductory discount or may take an existing driving history into account. This may be applicable if you have previously driven on your spouses policy or parents.
For a small extra premium most companies let you protect your no claims discount. However you need to check to see if this is transferable to another nationwide car insurance online if you choose to move company at a later date.
Even if you find a cheaper quote than your existing insurance it's worthwhile telling your existing insurers to see if they will match or better the offer. You may find however that online quotes could be the cheapest.