Every region in the UK is risk assessed by car insurance companies, so even if you are a careful driver you may pay more on your premiums because of where you live.
It's a common misconception that having fully comprehensive insurance means you can drive any car. Unless your insurance states you're allowed to drive other cars then you cannot. when purchasing your next car insurance policy, check to see if you can drive someone else's car.
Don't just take our word for it that we can help you find cheaper car insurance, search for quotes using our supplier online facilities and see for yourself.
Making a claim will not automatically lose all your no claims bonus. Most insurers will relegate you only two years meaning if you had 5 years no claims then you would still have 3 years.
A fully comprehensive car insurance policy will cover any personal injuries to third parties including your passengers as well as your car and theirs, in the case of the accident being your fault, or no balme to either side.