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In some cases if you add a second driver it can cost you more, especially if that driver is young or has a bad driving record. There are many policies, where if the driver you are adding has as good of record as you, may not cost you anymore.
If you are making a claim and have comprehensive coverage some companies try and settle the claim within 5-7 days. Why not see if your next car insurance policy has a statement online of how long a claim normally takes to complete.
If you are planning to cancel your policy you may lose out as you may lose that years no claims bonus and not recive any refund due to the quick marks spencer car insurance quote refund policy. You can normally find a sliding scale of what you would recieve back as a refund. You may find this disapointing in most cases.
If you have expensive in car entertainment make sure your car insurance policy provides enough cover to meet the cost of replacing it and it has been declared on the application form, if it is not standard equipmenty in that car.