You may qualify for a no claims discount from your car insurance provider if you have been driving for a year or more and haven't made a claim. However rac car insurance discount companies can be different about how much discount they will offer over future years, sometimes offering different discount rates as a full no claims bonus.
The cost of your next motor insurance policy quote will vary depending on your occupation, where you live, type of car, and size of engine not to mention your previous driving record. However by shopping around here on Financebam you could save more than just accepting your first quote.
Some companies offer insurance at lower premiums for specific groups less likely to have an accident, like women, who make less claims. Your premium is almost alway calculated on a risk factor even rac car insurance discount.
Every region in the UK is risk assessed by car insurance companies, so even if you are a careful driver you may pay more on your premiums because of where you live.