If you only drive a limited number of miles each year inform your swiftcover car insurance quote of your typical yearly mileage whislt filling in the online form and they may offer you a lower quote.
One way to save money on your swiftcover car insurance quote, especially if you are a young driver, is to drive a cheaper car with a smaller engine. this can also save you on car tax also, which is based on engine emmissions.
Voluntary excess is an agreement you make with the policy provider to pay a higher percentage of excess at the time of an insurance claim. This also means it would be unlikely you would make a claim for a small amount of cash and risk losing your no claims bonus.