You can reduce payments by offering a voluntary excess, but keep in mind not to offer a huge sum as you will need to meet it if you make a claim that is your fault. many think they will never make a mistake and it will only be someone else, but statistics shows otherwise.
Although it's cheaper to have third party fire and theft, if you drive a more expensive car make a comprehensive policy may offer more protection for any damage to your vehicle. Many companies do not allow third party insurance for cars over a specific value for your protection.
A fully comprehensive car insurance policy will cover any personal injuries to third parties including your passengers as well as your car and theirs, in the case of the accident being your fault, or no balme to either side.
If you were buying a new car you wouldn't buy the first car you see. Car insurance is no different you can save hundreds of pounds by shopping around.
One way to get lower car insurance is to buy a car that belongs to one of the lower insurance groups. These are norammly vehicles with a lower engine size and basic equipment and cheaper to repair in the case of an accident.
