If you are involved in an accident do not discuss who was to blame as this could lead to complications for you and your insurance company. However you should still take down the facts of what occured.
You should be aware that if you only have third party insurance you are not covered if your car is stolen or if you have an acciden that is your fault. Some car insurance companies do not offer third party only options.
Drivers found driving without insurance can have their car impounded or even taken away to be destroyed. But even worse than that, should you have an accident, you caould be liable for that total amount of damage. And you also risk, getting a criminal record, should you be stopped by the police.
Don't just take our word for it that we can help you find cheaper car insurance, search for quotes using our supplier online facilities and see for yourself.