Some types of modifications to your vehicle may affect your next car insurance premium. This could incude items such as body spoilers, alloy wheels, modified suspension, engine modifications and even sat nav.
Young drivers under twenty five could consider being placed on their parent's policy as a named driver, as insurance costs for young drivers can be high. However in most cases they will not be able to build up their own no claims bonus. Some insurers will not insure someone who is not the registered owner of the car also.
When making a claim have as many details with you as possible including your policy number and a crime reference number if you have one.
Even if you have had a poor quote from an insurer previously, try them again as sometimes their pricing structures change.
If you are making a claim and have comprehensive coverage some companies try and settle the claim within 5-7 days. Why not see if your next car insurance policy has a statement online of how long a claim normally takes to complete.
