Failure to report an accident to your car insurance company, however minor the accident is, could invalidate your insurance policy. Most insurance companies share information.
If you have previously been banned or currently have lots of penalty points you can still get insurance but most likely at a higher rate.
Making a claim will not automatically lose all your no claims bonus. Most insurers will relegate you only two years meaning if you had 5 years no claims then you would still have 3 years.
We don't make any outlandish quotes about "Finding you the best deal in the world" But we do find you car insurance quotes at competitive prices.
If you are making a claim and have comprehensive coverage some companies try and settle the claim within 5-7 days. Why not see if your next car insurance policy has a statement online of how long a claim normally takes to complete.