Statistics show that women drivers are involved in less serious accidents compared to other drivers, so in many caeses as a group, often lower premiums are offered. There are now insurers who specialise in women drivers only.
Although it's cheaper to have third party fire and theft, if you drive a more expensive car make a comprehensive policy may offer more protection for any damage to your vehicle. Many companies do not allow third party insurance for cars over a specific value for your protection.
You should be aware that if you only have third party insurance you are not covered if your car is stolen or if you have an acciden that is your fault. Some car insurance companies do not offer third party only options.
If you think you are paying too much for car insurance why not ask for a quote from some of our approved insurers. Most will try to beat your original quote and offer some sort of online discount. It is a very competative market out there.
Be sure to read your car insurance policy carefully to ensure it provides you with the level of coverage you require.