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It's a common misconception that having fully comprehensive insurance means you can drive any car. Unless your insurance states you're allowed to drive other cars then you cannot. when purchasing your next car insurance policy, check to see if you can drive someone else's car.
Making a claim will not automatically lose all your no claims bonus. Most insurers will relegate you only two years meaning if you had 5 years no claims then you would still have 3 years.
Older drivers of 70 and over must complete a medical insurance form every three years that confirms they are still fit to drive. Sometimes their insurance premiums may also rise as there is a higher risk of accidents over th age of 70.
