Many comprehensive insurance policies cover items like car audio systems, or roadside assistance. These can raise the premiums, so only get them on your policy if you really need them. Check out to see if your womens aa cheap car insurance, can give you a discount if you don't require them.
Voluntary excess is an agreement you make with the policy provider to pay a higher percentage of excess at the time of an insurance claim. This also means it would be unlikely you would make a claim for a small amount of cash and risk losing your no claims bonus.
If you are involved in an accident and it was proved your car was unroadworthy your car insurance company may decide not to pay out. Apart from your own safely, there is also a legal issue too.
