If your car does not have an approved immobiliser fitted compare prices for cars that have fitted and unfitted. It might be cheaper to have one fitted than pay a higher premium over the comming years you own that vehicle.
You can reduce payments by offering a voluntary excess, but keep in mind not to offer a huge sum as you will need to meet it if you make a claim that is your fault. many think they will never make a mistake and it will only be someone else, but statistics shows otherwise.
If you think you are paying too much for car insurance why not ask for a quote from some of our approved insurers. Most will try to beat your original quote and offer some sort of online discount. It is a very competative market out there.
Until your insurance company issues you with a cover note or a new policy then your car is not insured. That does not mean you need to have recieved your cover note. Many comapnies, give you instant cover, where the agreement is there imediatly.
A lot of car insurance companies are now looking at customer's credit ratings, so if you have a good credit score you may benefit from lower premiums.
