Many comprehensive insurance policies cover items like car audio systems, or roadside assistance. These can raise the premiums, so only get them on your policy if you really need them. Check out to see if your young driver the idol car insurance, can give you a discount if you don't require them.
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Although it's cheaper to have third party fire and theft, if you drive a more expensive car make a comprehensive policy may offer more protection for any damage to your vehicle. Many companies do not allow third party insurance for cars over a specific value for your protection.
If you are involved in an accident do not discuss who was to blame as this could lead to complications for you and your insurance company. However you should still take down the facts of what occured.
